Zero-Login Budgeting & Local Storage Privacy Policy

No Login — 100% Local Storage Effective Date: September 28, 2026 Applicable to: Money Track: Income and Expense (Android App)

No Accounts, No Passwords, Pure Local Persistence

Money Track: Income and Expense requires zero account registration. You never provide an email address, phone number, or password. All transactions, daily expenses, income streams, custom categories, and monthly budget limits are saved exclusively inside your device's sandboxed database (SQLite / Room). No financial record or telemetry is ever transmitted to RakMind or cloud servers.

01 Zero User Registration & Complete Anonymity

Money Track: Income and Expense is designed around absolute anonymity. The app contains no signup flows, user profiles, or third-party authentication services (such as Google Sign-In or Firebase Auth). You launch the app and immediately start recording income and expenses without identifying yourself.

Because there are no user accounts, RakMind maintains zero central databases containing your identity, what you spend, or how much you earn.

02 100% Sandboxed On-Device Storage

Every financial transaction you record—including transaction amount, timestamp, expense category, payment method tag, income source, and optional notes—is written directly into your phone’s private application storage sandbox.

  • Zero Cloud Synchronization: The app features no background sync workers, remote cloud databases, or external server APIs.
  • Zero SMS or Bank Scraping: The app never requests SMS reading permissions and does not connect to open-banking aggregators.
  • Zero Commercial Profiling: Your budget allocations and spending patterns are never analyzed, shared with credit bureaus, or monetized for advertising.

03 Data Export, Offline Backup & Instant Erasure

You maintain full ownership and control over your budget ledger:

  • Local File Export (CSV / Backup): If you generate a spreadsheet export or local backup, the file is saved directly to your phone's chosen directory without routing through any external server.
  • One-Tap Data Purge: You can wipe all recorded transactions in a single tap via the in-app settings. Clearing app storage in Android Settings or uninstalling the app permanently purges all ledger files from your device.

04 Device-Level Security

Because all data resides locally, your information is protected by Android's application sandboxing and your phone's lock screen security (PIN, password, or biometrics). We recommend keeping device-level encryption active on your smartphone.

05 Security & Contact

Any inquiries regarding software compliance, cryptographic validation, or data deletion requests for Money Track: Income and Expense should be directed to our technical governance team:

Budgeting Systems Data Controller

RakMind Financial Productivity Team

rakibul.rk2@gmail.com
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